Need an appraisal for an FHA-backed mortgage? Call Massey Appraisal, Inc.

Rest assured that Massey Appraisal, Inc. is an FHA-certified appraisal practice in NC. If you have an FHA-insured mortgage, be sure to get with Massey Appraisal, Inc., as we are approved and certified to produce FHA appraisals. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Be sure to contact Massey Appraisal, Inc. if you need an appraisal done for an FHA-secured loan.

If your property loan is FHA certified, that means that the loan has been guaranteed by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is ensure that the loan is taken care of in case the borrower defaults on his or her loan obligations. Low-income and moderate-income consumers benefit from an FHA-insured loan; the purpose of the Federal Housing Administration is to aid credit-worthy potential buyers to meet expectations and requirements for lenders that they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA provides are incredibly beneficial to purchasers with less starting capital.